We help clients adhere to a number of key investment principles that help investors to succeed. Our disciplined processes include:
- Building portfolios with broad diversification
- Periodic rebalancing
- Integration of investments with your financial plan
- Investing according to when you need the money
We understand the importance of education and coaching. Many investors underestimate the psychological challenges associated with investing through different economic and market conditions. We stay rigorously focused on achievement of long term goals, and your investment strategy is fully integrated with the other elements of your financial plan. This helps build the confidence needed to weather changes to the external environment.
As a fully independent and fee-only investment advisor, we can provide you with access to top tier institution investment resources which offer sophisticated solutions not available to retail clients. In addition, the cost structure in an institutional provider tends to be lower.
We have expertise in the area of investments and taxation. Tax is the most significant expense associated with investing. In addition to helping to develop and implement long term tax strategies for your retirement assets, we offer tax managed investment solutions which can increase your net after tax returns.
Safety and security of your assets is a top priority of our firm. We do not accept discretionary authority or take custody of your assets. This means that we do not act on your account without gaining your authorization to do so, and your assets are always under the protection of a qualified custodian.